How Are Payment Dates Chosen for SSDI and SSI? (2024)

The date you get your disability check can depend on the type of benefit you receive (SSDI or SSI) and your birthday. Here are the payment dates for 2024.

Are you wondering when you'll receive your Social Security check each month? The date you receive your monthly disability payments depends on whether you're receiving SSI or SSDI, or a combination of the two. If you're receiving SSDI alone, your payment date depends on your birthday. If you get SSI, your payment date is around the beginning of the month.

SSDI Disability Payment Dates Depend on Your Birthday

If you started receiving SSDI benefits after 1997, the date you receive your payment depends on your birthday.

  • If your birthday is on the 1st–10th of a month, your SSDI checks or direct deposit will arrive on the second Wednesday of every month.
  • If your birthday is on the 11th–20th of a month, your SSDI checks or direct deposit will arrive on the third Wednesday of every month.
  • If your birthday is on the 21st–31st of a month, your SSDI checks or direct deposit will arrive on the fourth Wednesday of every month.

If you receive benefits based on your spouse's work record or a parent's word record, the payment date is based on your spouse's or parent's birth date.

Keep in mind that Social Security now wants all SSDI recipients to sign up to receive their payments through direct deposit, the Direct Express® card program, or through an Electronic Transfer Account.

SSDI Payment Schedule for 2024

You can click the calendar or see the lists below for the specific payment dates for 2024.

How Are Payment Dates Chosen for SSDI and SSI? (1)Here's the SSDI payment schedule for 2024 for those whose birthdays fall on the 1st through the 10th of their birth month:

  • January 10
  • February 14
  • March 13
  • April 10
  • May 8
  • June 12
  • July 10
  • August 14
  • September 11
  • October 9
  • November 13
  • December 11

This is the SSDI payment schedule for 2024 for those whose birthdays fall on the 11th through the 20th of their birth month:

  • January 17
  • February 21
  • March 20
  • April 17
  • May 15
  • June 18 (due to the Juneteenth holiday)
  • July 17
  • August 21
  • September 18
  • October 16
  • November 20
  • December 18

This is the SSDI payment schedule for 2024 for those whose birthdays fall on the 21st through the 31st of their birth month:

  • January 24
  • February 28
  • March 27
  • April 24
  • May 22
  • June 26
  • July 24
  • August 28
  • September 25
  • October 23
  • November 27
  • December 25

Source: Social Security Publication No. 05-10031.

Who Receives Social Security Payments on the 3rd of the Month?

If you started receiving SSDI benefits in 1997 or earlier, you'll receive your payments on the 3rd day of the month, no matter when your birthday is. If the 3rd is on a Saturday, Sunday, or legal holiday, your benefits will be deposited on the banking day before.

This is the SSDI payment schedule for 2024 for people who were approved for benefits in 1997 or earlier (or who are also receiving SSI):

  • January 3
  • February 2
  • March 1
  • April 3
  • May 3
  • June 3
  • July 3
  • August 2
  • September 3
  • October 3
  • November 1
  • December 3

In some circ*mstances, if you're receiving SSDI benefits on the 3rd of the month, you can change your payment date. Your birth date would determine what day your benefits will arrive, based on the lists above.

SSI Disability Payment Dates

SSI benefits are paid on the 1st day of each month. If the 1st is on a Saturday, Sunday, or legal holiday, your benefits will be deposited on the banking day before. For example, if the 1st is a Sunday, you should receive your check the Friday before (assuming that Friday isn't a legal holiday).

Note that your payment that comes on the 1st of the month is actually your benefit from the prior month. For example, a March 1st check would actually be for the SSI benefits from February.

SSI checks come out early several times a year. Since January 1 is a holiday, SSI payments for January are usually paid on the last day of December that isn't a holiday. For instance, the SSI payment for January 2024 gets deposited on Friday, December 29, 2023. SSI checks are also deposited early when the 1st of the month falls on a Saturday or Sunday, which happens in June, September, and December of 2024.

SSI recipients are now required to receive their payments through direct deposit, the Direct Express® card program, or through an Electronic Transfer Account.

SSI Payment Schedule for 2024

See the specific payment dates for 2024 by clicking the calendar or seeing the list below.How Are Payment Dates Chosen for SSDI and SSI? (2)

This is the SSI payment schedule for 2024:

  • December 29, 2023 (January 2024 payment)
  • February 1
  • March 1
  • April 1
  • May 1
  • May 31
  • July 1
  • August 1
  • August 30
  • October 1
  • November 1
  • November 29
  • December 31

Source: Social Security Publication No. 05-10031.

SSI and SSDI Combined Payment Schedule

If you're receiving SSI and SSDI payments at the same time, your SSDI payment date will be on the 3rd day of the month and your SSI payment will be on the 1st day of the month (with the exception of weekends and legal holidays). If the 3rd of the month falls on a Monday, you should see the deposit on Monday morning.

If you'd like to change the date of your Social Security payment, you may be able to move it to one based on your birthday (see the SSDI payment schedule section, above).

What If I Haven't Received My SSI Check This Month?

If you haven't received your check or deposit by the 4th banking day of the month, the Social Security Administration (SSA) recommends calling the agency at 800-772-1213.

How Long Does it Take to Get Your First SSI Check?

If you've just been approved for SSI, you're probably wondering when you'll receive your first SSI check. The SSA says it should take about a month, but some people have to wait a bit longer. In our disability survey, over half (52%) of SSI recipients said it took three to seven weeks to receive their first SSI check (from the date of the award letter).

Learn more about your monthly disability payments.

How Are Payment Dates Chosen for SSDI and SSI? (2024)

FAQs

How are Social Security payment dates determined? ›

In general, here's how we assign payment dates: If you were born on the 1st through the 10th of the month, you'll be paid on the second Wednesday of the month. If you were born on the 11th through the 20th of the month, you'll be paid on the third Wednesday of the month.

How does SSDI determine your disability date? ›

Here are some of the factors that the Social Security Administration (SSA) will consider when determining this date: The date you list on your SSDI application. The date that you stopped working, or only worked in a limited capacity, and did not earn substantial income.

What determines the amount of SSDI payment? ›

The amount of your monthly SSDI benefit is based on your lifetime average earnings covered by Social Security.

At what age does Social Security Disability turn into regular Social Security? ›

When you reach your full Social Security retirement age — which is between 66 and 67, depending on what year you were born — your disability benefits will automatically switch to Social Security retirement benefits of the same amount.

What date will SSDI checks be deposited? ›

Social Security disability benefits payments typically occur on the second, third and fourth Wednesday of each month. Your birth date usually determines your Social Security disability payment date. If you receive disability benefits based on someone else's work record, your payment date is based on their birth date.

What determines when you get your Social Security check each month? ›

All beneficiaries on a record will have the same payment day (the day of the birth of the person the Social Security number belongs to will decide the payment day) as follows. View the Schedule of Social Security Benefit Payments for 2024 and 2025.

What is the maximum back pay for SSDI? ›

How Far Back Will SSDI Cover? Minus the five-month waiting period, you should receive back payments for any delays. The maximum SSDI will provide in back payments is 12 months. Your disability would have to start 12 months before you applied to receive the maximum in SSDI benefits.

How does Social Security determine your actual date of disability for retroactive? ›

Social Security will use the date you filed a disability application as your "alleged onset date." If Social Security doesn't challenge this date, the date of application will become your "established onset date" (EOD).

What is the minimum monthly payment for Social Security Disability? ›

For those with less work history and less consistent work history, the amount of approval for social security disability (SSDI) will be lower. For 2021, monthly payments can range all the way from $100 per month to $3,148 per month.

What is the formula for calculating SSDI payments? ›

How the Social Security Administration determines monthly SSDI payments
  • 90% of your first $1,174 of AIME.
  • 32% of your AIME between $1,175 an $7,078, and.
  • 15% of any AIME above $7,078.
Feb 23, 2024

How long after SSDI approval are funds released? ›

Your Notice of Approval should advise you of your benefit amount and the date you may expect your payments to begin. Many claimants receive their payment near the time they are told it will arrive. On average, your first payment should arrive within 30 to 45 days after you receive notice your claims was approved.

What is the most SSI disability will pay? ›

The maximum monthly SSI payment for 2024 is $943 for an individual and $1,415 for a couple. Your amount may be lower based on your income, certain family members' income, your living situation, and other factors.

What is the 55 rule for SSDI? ›

If you're older than 55, you may qualify for disability benefits if you have an RFC of “light” or “sedentary.” This means that the medical evidence supports that you can only do “light” or “sedentary” work.

At what age does SSDI stop doing reviews? ›

For example, Social Security will often reduce your disability reviews after age 55 or 60 to every five to seven years, even if you initially faced a CDR every three years. You might not face an SSDI review at age 64 or older because you're nearing retirement age.

What is the 5 year rule for Social Security Disability? ›

There's no official “five-year rule,” but the phrase refers to a process called “expedited reinstatement,” or EXR. You can file for EXR if you received disability benefits within the past five years, stopped collecting those benefits and need to apply for disability benefits again.

How does Social Security determine your payday? ›

Social Security payments typically occur on the third of each month, as well as on the second, third and fourth Wednesday of each month. Your birth date typically determines your particular Social Security payment date.

What day of the month do you get your Social Security check? ›

If you were born on a date between the 1st and the 10th, you will receive your Social Security payments on the second Wednesday of each month. If you were born on a date between the 11th and the 20th, you will receive your Social Security payments on the third Wednesday of each month.

At what age is Social Security no longer taxed? ›

Key Takeaways. Social Security benefits may or may not be taxed after 62, depending on your other income earned. If you only receive Social Security benefits and no other income, then you likely won't pay federal income taxes. In 2024, ten states tax Social Security benefits in some manner.

Are Social Security payments for the current or previous month? ›

The benefits are paid in the month that follows the month for which they are due. For example, you would receive your July benefit in August.

References

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